Saturday, February 22, 2014

A Few ID Security Tips

Unless you have been living under a rock for the past several months, you know that several major retailers have been the target of hackers with information about millions of customers being stolen and resold to digital miscreants worldwide.  Hardly a day passes without some new report of a bank account emptied or bogus credit card charges.

While most of us can’t address any major flaws in the security systems of retailers and we can’t guarantee 100% personal security unless we choose to go off the proverbial grid, we can do some simple things that can make identity theft more difficult for those looking to get into our cyber wallets and purses.

Let’s start with sending email.  If you have several people, like your club membership, that you need to send email, don’t put all the addresses in the “To” line.  Rather, put all the addresses in the “BCC” line (the Blind Copy Line); that way the individuals getting the email do not get the complete list of all recipients.  Those with less than honorable intentions can harvest email addresses from messages sent using the standard address method.

Speaking of email, what benefit is it to you to say yes when the clerk asks if you would like your receipt emailed to you? I can think of none.  Announcing your email to the others in line at the checkout, at the same time the clerk may have asked you for your phone number while clearing a check, is just too much information.

So many of us use smart phones and tablets and are delighted when we sit down at Bob Evans or McDonalds and find free wifi.  I use it myself to read the online New York Times, check the weather or sport scores.  This is not a place to do anything online that you wish to keep confidential. 

For example, don’t check your VISA balance and don’t access your online bank account.  Public wifi access can be easily hacked and you never know if you are actually on the Bob Evans wifi.  It could be that the nice looking young man at the next booth has a small wifi hotspot posing as the real Bob Evans wifi and everything you type is being recorded on his laptop.

We shouldn’t be paranoid, but a little common sense can go a long way to protect your identity. 

If you would like more information on online security just email me your name, address, social security number and mother’s maiden name and…..


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